Yes! There's no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS of Android.

Affirm will send you email and text reminders before payments are due.

No - checking your eligibility won't affect your credit score.

Yes - you can return an item you bought with Affirm by initiating the return process with the store.

Yes, you'll need a mobile phone from the U.S. or U.S. territories.

This helps Affirm verify it's really you who is creating your account and singing in.